Student Accident Parent Letter-2020/2021 Remote Learning

Dear Parent/Guardian:

The School District of Mystery Lake and the Manitoba School Boards Association are committed to the health and welfare of students. Injuries and accidents are everyday occurrences. The home, playground, school and community all present possible hazards to children and adolescents.

Universal Student Accident Insurance

The School District of Mystery Lake maintains Universal Student Accident Insurance coverage, underwritten by iA Special Markets, for all students attending our division’s schools. The program provides basic accident and medical coverage while students attend school or participate in school-organized activities. It also extends to provide coverage to high school students enrolled in an approved course or class outside of school that qualifies for credit in Physical Education. This coverage does not extend to any other activities at times outside of school; i.e. not 24 hour coverage.

It is recommended that all parents/guardians consider purchasing Voluntary Student Accident Insurance, which provides 24-hour coverage for all accidents at home, school, sports, organized activities or play for the entire year, including remote learning.

For students who are engaged in remote learning, the Universal Student Accident Insurance will remain in-force for periods where the student is on a live call with a teacher or school staff member. Coverage does not extend when watching pre-recorded content or engaging in independent study. Please see below for further information in regard to Universal Student Accident Coverage in regards to remote learning.

 

The Universal Student Accident Insurance Program complements but does not replace the Voluntary Student Accident Insurance coverage purchased by parents/guardians.

Voluntary Student Accident Insurance

The Voluntary Student Accident Insurance underwritten by Old Republic Insurance Company of Canada provides enhanced accident coverage for accidents and benefits beyond that of the Universal Student Accident Insurance held by the School Division or through a parent/guardian’s benefits plan through their employer. Benefit coverage includes ambulance, hospital, accidental dental, disability, fractures, dislocations, and many other benefits.

Please visit www.manitobastudentinsurance.ca for details and how to enroll your child(ren) in the Voluntary Student Accident Program. If you have any questions, please contact Old Republic Insurance Company of Canada at 1.800.463.5437.

 

FinancialGroup

IndustrialAlliance Insurance and FinancialServices Inc. iA Special Mari<ets

777 8 Ave SW Suite 2050, Calgary AB  T2P 3R5Te:l  (800) 661-1699, (403) 265-7582

Fax: (403) 265-3346

 

                                                                                                                                                                                           E-mail:  specialmari<ets-cgy@ia. ca   

THE MANITOBA SCHOOL BOARDS  ASSOCIATION

(The Policyholder)

Blanket Student  Accident Policy No.100005613 issued by iA Special Markets, a division of Industrial Alliance  Insurance and Financial Services Inc.

Remote Learning FAQ

We recognize this school year has been, and will likely continue to be, unlike any we've had in the past As such, we hope to establish some guiding principles by which school boards can anticipate how claims are handled while students are learning remotely.

Q:  Is the student covered for remote learning while on a live call with a teacher or school staff member?

A:   Yes - this would be considered an activity or learning experience approved and supervised by the appropriate authority of the Policyholder.

Q:  Is the student covered for remote learning while watching a pre-recorded video?

A:  No- given there is no direct supervising authority from the school, coverage would not be extended to the student during this activity or learning experience.

Q:   Is the student covered while in the process of completing assignments independently during school hours?

A:  No - again, given the students are not on school premises by reason of attending classes, or being supervised by an approved authority of the school, coverage would not be extended to the student

Q:  Is the student covered while in the process of completing normal homework after school hours?

A:  No -given the student is not on school premises by reason of attending classes, or being supervised by an approved authority of the school, coverage would not be extended to the student